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Westpac hotpoints Platinum Mastercard

Earn 2 hotpoints per $1 spent. Redeem for travel, gifts, discounts. Enhance spending with exclusive offers and savings.

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Discover more details about the card:

Earn 2 hotpoints for every $1 spent on eligible purchases.

Access to a range of exclusive offers and discounts.

Complimentary travel insurance.

No foreign transaction fees on overseas purchases.

HOW TO REQUEST

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Westpac hotpoints Platinum Mastercard


Discover the potential of the Westpac hotpoints Platinum Mastercard, designed to enhance your financial journey.

This credit card caters to New Zealanders seeking to turn everyday spending into rewarding experiences.

With the opportunity to earn valuable hotpoints on each purchase, it transforms regular transactions into gateways for adventures and indulgences.

Explore how the Westpac hotpoints Platinum Mastercard can elevate your financial strategy and unlock exclusive perks tailored to your lifestyle.


Earn 2 hotpoints for every $1 spent on eligible purchases

This rewards mechanism is a potent cost-saver for savvy shoppers.

For every dollar spent using the Westpac hotpoints Platinum Mastercard on eligible purchases, cardholders earn two hotpoints.

These hotpoints can be redeemed for various travel options, gifts, vouchers, or even electrical goods.

Imagine using your accumulated points towards a holiday, effectively lowering your travel expenses.

Moreover, regular everyday spending can earn significant points over time.

By choosing to pay for groceries, fuel, or dining out with this credit card, you are essentially earning rewards for expenditures you would make anyway.

These hotpoints translate directly into savings, providing more value for each dollar spent.



Access to a range of exclusive offers and discounts

The Westpac hotpoints Platinum Mastercard opens the door to a world of exclusive offers, significantly enhancing cardholders' purchasing power.

Holders of this card enjoy access to a variety of discounts on dining, travel, and retail experiences.

For instance, taking advantage of a partner restaurant's discount can reduce your dining bill considerably.

Additionally, discounted airfare offers allow for more affordable travel experiences, letting users explore new destinations without breaking the bank.

This credit card's partnerships with various brands result in exclusive deals, which means everyday purchases come with added financial benefits.

These offers and discounts provide substantial savings, turning the act of spending into a strategic financial advantage.




Interested in applying for your credit card? Tap the button below to discover the additional benefits and how to request!

HOW TO REQUEST

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Complimentary travel insurance


One of the remarkable cost-saving features of the Westpac hotpoints Platinum Mastercard is its complimentary travel insurance.


Travel insurance can be a significant expense on its own, potentially costing hundreds of dollars for comprehensive coverage.


With this credit card, cardholders can save these costs while ensuring they are protected during their travels.


This insurance covers a range of travel-related incidents like medical emergencies, flight cancellations, and lost luggage.


Imagine booking a trip abroad and not needing to allocate your budget for travel insurance—that's immediate savings.


This benefit not only ensures peace of mind but also leaves more money in your pocket for your actual traveling adventures.



No foreign transaction fees on overseas purchases


Another enticing cost-saving perk of the Westpac hotpoints Platinum Mastercard is the absence of foreign transaction fees on overseas purchases.


Typically, when using a credit card abroad, users might incur an additional fee ranging from 1% to 3% on each transaction.


This can add up considerably during a vacation or business trip, impacting your budget significantly.


With this card, such fees are eliminated, allowing users to shop, dine, and enjoy experiences without worrying about extra costs.


These savings can be redirected to enhancing your trip or even increasing your savings upon return.


Ultimately, the card makes international spending more affordable and straightforward, allowing for a more enjoyable travel experience.

CARD THAT ACCEPTS THOSE WITH NEGATIVE CREDITS

CARD THAT ACCEPTS THOSE WITH NEGATIVE CREDITS

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HOW TO APPLY